Pennsylvania is a state where the property of a couple follows a property law concept called Tenancy by the entirety. This means that the property of a married couple is treated as though the couple were a single legal person. When one spouse dies, all of the property will pass directly to the surviving spouse.
This is very important concept to understand when filing for bankruptcy in Pennsylvania, if you and your spouse own real estate. If you and your spouse both file for bankruptcy, your property held in tenancy by the entirety will be considered part of the bankruptcy estate. However, if only you file for bankruptcy, without your spouse, your real estate will not be part of the bankruptcy estate, and will be considered exempt from claims of your creditors.
